Let us know what flowcharts and checklists you want to see us develop next.
Funding and Savings Order (by type of account)
for example, first contribute your match to 401k, then fund HSA, then fund rest of 401k, then IRA for Roth Conversion, then low cost annuity, then....
Under consideration
Beneficiary designation / wealth transfer issues
Under consideration
What Issues to consider before/after my child turns 18, after graduation, etc.?
Issues like them having DPOA, health care directives and documents to allow doctors to talk to them. Insurance, taxes etc.
Under consideration
Issues To Consider Related To Home Ownership
Under consideration
RMD Distribution Rule for IRA - Traditional / Roths / Roll-Overs / Inherited
Focus only on the RMD Distributions for IRA - Traditional / Roths / Roll-Overs / Inherited for Spouse, Trust, Trust by Qualified Disclaimer, Charity, Estate, ...
Under consideration
Issues To Consider In Charitable Giving Options or general gifting
Under consideration
Max funding of a Life Insurance contract for tax advantaged retirement income
Show the advantages of using a maximum premium funding scenario to provide tax favored income at retirement.
Under consideration
AGI and MAGI calculations - deductions and credits
When reviewing tax charts to determine IRA deduction/qualifications, they state AGI and MAGI, further clarification/conclusion is needed.
Under consideration
Medicare Comparisons
Under consideration
Investment-related issues
Under consideration
Trustee Checklist
A checklist of annual or quarterly events a trustee needs to complete to not breach fiduciary duty. Example: file tax returns, match distributions with beneficiaries ...
Under consideration
You offer checklists & flowcharts – consider creating “worksheets”
You offer checklists & flowcharts – consider creating “worksheets”
Ex) Budgeting worksheet, fixed annuity review worksheet, variable annuity review worksheet etc.
Under consideration
DOL rollover checklist
Maintain written documentation of the specific reasons that any recommendation to rollover assets from an ERISA plan to an IRA, from one IRA to another IRA, or from ...
Under consideration
83(b) Election?
Flow chart or checklist to help clients decide whether to use the 83(b) election.
Under consideration
Should I consider a reverse mortgage?
Under consideration
Issues To Consider With My HSA
Under consideration
Legacy Planning Checklist
This would be a checklist that a person can have available for their heirs in the event of death. Location of will/trust, digital PW, attorney name, financial ...
Under consideration
Issues To Consider For International Planning
Under consideration
Holding real estate property in a trust or form an LLC?
How to advise clients that have real estate holdings on the best strategy for their situation.
Under consideration
Tax Preperation Checklist
A checklist of tax-related items that may have happened over the year that the individual needs to make sure is reported to their accountant. As an example, the QCD ...
Under consideration
What Issues Should We Consider When Combining Finances with a Partner?
If it's the first time someone is combining finances, or perhaps even more important if the second time, what needs to be considered? Value systems, views on higher ...
Under consideration
Issues To Consider If You Are A Government Worker
Under consideration
Aging / illness for a loved one
Under consideration
Revocable Living Trust Checklist
When a client establishes an RLT, what are the next steps in terms of titling other property and changing beneficiaries? I'd like to see a flowchart and checklist ...
Under consideration
Tax Loss Harvesting
A chart showing the decision making process, flow, and even example (percentage or a rounded number) of this plan
Under consideration
College planning funding options
how about a flow chart that shows the different options such as Coverdell, Education and 529 plan and also what can you use a 529 Plan for ( books, computers, etc )
Under consideration
Life Insurance Review checklist
How much life insurance do you NEED? For how long? Has this changed since you got your existing coverage? What about group coverage? What to consider when evaluating ...
Under consideration
Creative Resources - Visuals, Concepts, Pictures, etc.
We have a great base of checklist + flowcharts. Wouldn't it be more impactful to take some of these core concepts and create visuals?
Under consideration
Paying off Credit Card Debt- debt counseling
I'm asked often about debt counseling programs by people who are swamped with credit card debt. It's not something I know anything about and I'm not inclined to ...
Under consideration
Tax Reduction Considerations
Did you max out an HSA if you have one? Did you max out your 401(k)? Did you take advantage of a QCD?
Under consideration
Credit Monitoring/Status
A checklist for helping client keep their credit information safe would be helpful. Items like freezing credit, reviewing a credit report, etc.
Under consideration
Considerations for an early withdrawal from your retirement account
This would go over exceptions, rules, penalties, and opportunities to repay when a client looks to take money out of their retirement accounts. Situations such as ...
Under consideration
Elder Care Checklist
Under consideration
ESOP deicisions for those retiring
Is best for retiring client to do with company stock and plans that include company stock options.
Under consideration
Issues To Consider If You Have A High Net Worth
Under consideration
Who is a dependant for tax purposes
Under consideration
Best retirement plan for a one-person company
Comparing SEP, solo-k, profit sharing, cash balance, defined benefit plans when no employees are a consideration
Under consideration
Tax-Efficient Spending Strategies From Retirement Portfolios
Flowchart to expand on Michael's 2016 blog post:
https://www.kitces.com/blog/tax-efficient-retirement-withdrawal-strategies-to-fund-retirement-spending-needs/
And ...
Under consideration
Create a flowchart for "should we set up a 403(b) for our organization?"
It would basically be the same as the one for the 401(k), with just a couple of modifications.
Under consideration
Annuity selection Flow chart
A flow chart that will help guide a client to choose the best Annuity Product for their particular situation.
Under consideration
deferred compensation
Deferred compensation has many questions that need to be answered. Is it safe?, Do you max out your employer's retirement plan?, HSA?, taxes, How much? Distribution ...
Under consideration
PPO vs HDHP + HSA comparison
Walk a client through the open enrollment decision to go with a PPO or HMO vs. HDHP & HSA
Under consideration
Tax Filing Issues - estimated, divorce, MFS, MFJ, etc.
Flowchart illustrating safe harbor tax rules and filing amounts and whether or not a client should be filing estimated taxes
Under consideration
Identity Theft
Steps to take when you suspect your identity has been stolen or you've been hacked.
Under consideration
What to do after a natural disaster destroys your home and/or other property?
Offer checklist of things to do after someone experiences the trauma of total devastation.
Under consideration
Retirement Readiness Checklist for Plan Participants
checklist for annual check in with retirement plan participants with some customizable questions
Under consideration
401k Loan Checklist/Guidelines
Discuss interest payments back to self, immediate payback upon employer separation, does plan allow loans, verify min/max loan amount, max loan term, subtraction out ...
Under consideration