Paying off Credit Card Debt, Debt Counseling, Credit Monitoring/Status
I'm asked often about debt counseling programs by people who are swamped with credit card debt. It's not something I know anything about and I'm not inclined to start recommending services aside from starting with bbb reviews however I'd love to have a one pager I can pass along with some basics on how people in these instances may start "digging out". For example should one start paying off balances with higher interest rates always or are there some instances when paying off smaller balances first to start making some psychological progress makes sense? People with loads of debt wouldn't necessarily be attractive clients but I'd love to have something to help them.