Your guide suggestions inspire the themes we focus on.
Even if your specific suggestion doesn’t become a dedicated guide, it still has an impact on our process (it may even get included in an existing guide). Over the coming months, we will be focused on creating new guides that address estate planning issues.
Trustee Checklist
A checklist of annual or quarterly events a trustee needs to complete to not breach fiduciary duty. Example: file tax returns, match distributions with beneficiaries ...
Under consideration
DOL rollover checklist
Maintain written documentation of the specific reasons that any recommendation to rollover assets from an ERISA plan to an IRA, from one IRA to another IRA, or from ...
Under consideration
Legacy Planning Checklist
This would be a checklist that a person can have available for their heirs in the event of death. Location of will/trust, digital PW, attorney name, financial ...
Under consideration
Max funding of a Life Insurance contract for tax advantaged retirement income
Show the advantages of using a maximum premium funding scenario to provide tax favored income at retirement.
Under consideration
83(b) Election?
Flow chart or checklist to help clients decide whether to use the 83(b) election.
Under consideration
Issues To Consider With My HSA
Under consideration
Holding real estate property in a trust or form an LLC?
How to advise clients that have real estate holdings on the best strategy for their situation.
Under consideration
Revocable Living Trust Checklist
When a client establishes an RLT, what are the next steps in terms of titling other property and changing beneficiaries? I'd like to see a flowchart and checklist ...
Under consideration
Issues To Consider For International Planning
Under consideration
Issues To Consider If You Are A Government Worker
Under consideration
Creative Resources - Visuals, Concepts, Pictures, etc.
We have a great base of checklist + flowcharts. Wouldn't it be more impactful to take some of these core concepts and create visuals?
Under consideration
Identity Theft
Steps to take when you suspect your identity has been stolen or you've been hacked.
Under consideration
Considerations for an early withdrawal from your retirement account
This would go over exceptions, rules, penalties, and opportunities to repay when a client looks to take money out of their retirement accounts. Situations such as ...
Under consideration
Tax Reduction Considerations
Did you max out an HSA if you have one? Did you max out your 401(k)? Did you take advantage of a QCD?
Under consideration
Executor Checklist
Something we can hand to clients that are named as executor of someone's estate so they know what to do.
Under consideration
ESOP deicisions for those retiring
Is best for retiring client to do with company stock and plans that include company stock options.
Under consideration
deferred compensation
Deferred compensation has many questions that need to be answered. Is it safe?, Do you max out your employer's retirement plan?, HSA?, taxes, How much? Distribution ...
Under consideration
Create a flowchart for "should we set up a 403(b) for our organization?"
It would basically be the same as the one for the 401(k), with just a couple of modifications.
Under consideration
Issues To Consider If You Have A High Net Worth
Under consideration
The Next 90 Days
There needs to be a checklist for the next 90 days after a death in the family. All the practical and pressing items that need to be done
Under consideration
Who is a dependant for tax purposes
Under consideration
Tax Filing Issues - estimated, divorce, MFS, MFJ, etc.
Flowchart illustrating safe harbor tax rules and filing amounts and whether or not a client should be filing estimated taxes
Under consideration
What to do after a natural disaster destroys your home and/or other property?
Offer checklist of things to do after someone experiences the trauma of total devastation.
Under consideration
Hiring A Financial Professional Checklist
I would love to see a checklist to hiring a financial professional. Example, check them out on broker check, understand how they get paid, services needed..etc
Under consideration
Retiring in 5 years Checklist
Under consideration
PPO vs HDHP + HSA comparison
Walk a client through the open enrollment decision to go with a PPO or HMO vs. HDHP & HSA
Under consideration
401k Loan Checklist/Guidelines
Discuss interest payments back to self, immediate payback upon employer separation, does plan allow loans, verify min/max loan amount, max loan term, subtraction out ...
Under consideration
529 v. Custodial/UTMA/UGMA pros and cons
Comparison or flow-chart for parents/grandparents to decide if gifting to a 529 or an UTMA/UGMA would be better for their purposes. Includes tax considerations, ...
Under consideration
funeral planning and cremation
end of life planning is an important check list to give to clients and kids of parents
Under consideration
Retirement Readiness Checklist for Plan Participants
checklist for annual check in with retirement plan participants with some customizable questions
Under consideration
Divorced Spouse / Surviving Spouse Social Security
Flowchart to show how to claim SS benefits for a divorced spouse and/or surviving spouse (widow/er)
Describe how you qualify, ages to apply, how to apply (in ...
Under consideration
Premarital or Prenuptial Discussions
Questions to work through with or for clients for discussing prenuptial agreements if one may be useful.
Under consideration
Will I Avoid the Social Security WIndfall Elimination Provision?
Please bring this back.
Under consideration
What ongoing issues (financial and non-financial) should I consider during retirement
Similar and can be modified from the pre-retirement checklist (excellent) already available
Under consideration
Which Trust is Right for You flowchart
A flowchart that helps narrow down the types of trusts that might be useful depending on goals.
Under consideration
Financial Ratio Checklist
A financial Ratio input list would be great. It would be even better if it could do the basic math to show the output with a range of tolerances. A couple of ...
Under consideration
Client Advisor or Advisory Team Transition Checklist or Workflow
Transitions of financial advisors happen often and having a checklist or workflow to guide advisors to transition client relationships from one advisor to the next ...
Under consideration
What do I need to do if I am moving to another country?
I had a retirement plan participant ask me what she needs to do if she moves to Canada. I had no idea.
Under consideration
Planning Ideas by Tax Bracket
At each tax bracket [by filing status] list what tax planning opportunities may apply. Or what tax break may exist [or penalty incured] within a tax bracket. For ...
Under consideration
Contributing to Multiple 401(k) Plans
It would be helpful to have a flow chart on the rules for contributing to more than one 401(k) plan for those that are employed and also self-employed to maximum ...
Under consideration
New Prospective Client
A flow chart for a prospective client detailing the process of discovery, planning, and on boarding. I realize every advisor does things a bit different but ...
Under consideration
Widow/Same-Sex/Child Free Couple Checklists
We are looking to build checklists to address unique planning issues specifically for Widows, Child-Free Couples and Same Sex Couples.
These clients often have ...
Under consideration
Should I consider doing a Qualified Disclaimer?
This is for the rare instance when someone inherits money that they don't necessarily need or want. For example, a client inherits a retirement account but wants to ...
Under consideration
Retirement Year Checklist
A checklist with descriptions of all the items that should/could be completed in the year of retirement. (Review retirement assets, calculate correct withdrawal ...
Under consideration
Marginal Tax Rates Chart
Reproduce this chart but in the FpPathfinder astetic.
https://www.kitces.com/marginal-tax-rates-chart-for-2024/
Under consideration