Let us know what flowcharts and checklists you want to see us develop next.
What ongoing issues (financial and non-financial) should I consider during retirement
Similar and can be modified from the pre-retirement checklist (excellent) already available
Under consideration
Executor Checklist
Something we can hand to clients that are named as executor of someone's estate so they know what to do.
Under consideration
Hiring A Financial Professional Checklist
I would love to see a checklist to hiring a financial professional. Example, check them out on broker check, understand how they get paid, services needed..etc
Under consideration
New Prospective Client
A flow chart for a prospective client detailing the process of discovery, planning, and on boarding. I realize every advisor does things a bit different but ...
Under consideration
Annuity Taxation
How are distributions (including RMDs) from a non annuitized annuity taxed?
Under consideration
Considerations for Multiple Generations Living Under One Roof
• What kind of care will your aging parent need at home?
• How much personal assistance and supervision can you provide?
• Do you have someone at home who can help ...
Under consideration
Frank Duke NUA Method
The Regular NUA flowchart is great, can we get an identical replica for people completing the Frank Duke Method based off the PLR?
Under consideration
What Issues Should I Consider When I Reach Financial Independence Early?
I have clients in their early 40s who have reached FI, still have incomes, etc. The most interesting questions I'm getting now are around what they should be ...
Under consideration
custodial account vs. 529
Can we put together a checklist/flowchart that shows why someone might want to open a UGMA or 529, or both for their child or grandchild?
Under consideration
When I down size should I rent or own?
As clients retire and downsize sometimes they consider buying into a coop. Other times the rent at a senior community that will have services available down the road. ...
Under consideration
Good Money Habits to Build
See attached png image file.
Examples:
Pay yourself first: set aside income to invest for the future and benefit from compound returns (e.g. 401K out of sight, ...
Under consideration
Health Savings Accounts
Hi,
I have many clients that have HSAs but don't fully fund them through payroll deduction so they make a prior year HSA contribution before 4/15 and then deduct ...
Under consideration
Planning Ideas by Tax Bracket
At each tax bracket [by filing status] list what tax planning opportunities may apply. Or what tax break may exist [or penalty incured] within a tax bracket. For ...
Under consideration
Household Employee
Flowchart to determine if a worker is a contractor vs household employee
Under consideration
Contributing to Multiple 401(k) Plans
It would be helpful to have a flow chart on the rules for contributing to more than one 401(k) plan for those that are employed and also self-employed to maximum ...
Under consideration
Yearly Social Security Important Numbers Cheat Sheet
Would be awesome if we could put together an annually updated Social Security Cheat Sheet, much like the 2022 Important numbers, but focused solely on Social Security ...
Under consideration
Ownership of non-retirement assets
For working with clients in multiple states -- it would be helpful to have a reference that outlines the ownership options available and the pros/cons of each. For ...
Under consideration
2026 sunset tax rate table comparison chart.
It would be great to have a tax table that compares what rates will be when they sunset in 2026 compared to the current tax law.
Under consideration
When should I consider guardianship / conservatorship
Special Needs / Cognitive / Mental Health
Under consideration
Secure Act Flow Chart
I think it would be helpful to outline the rules for spouses/non-spouses in an easy to read chart.
Plus a lot of people seem to need reminders on Eligible ...
Under consideration
Retiring in 5 years Checklist
Under consideration
How will my pension be taxed?
This could include Military Pensions (some states tax and many do not), FERS Pensions, VA Disability Benefits, etc.
Under consideration
Decision tree when deciding about down sizing your residence.
Good for: empty nesters, surviving spouse, aging in place. How to help clients decide when it is time and how to go about looking for the right new residence. Could ...
Under consideration
What Issues Should I Consider When Preparing to Change Jobs
"Starting a job" and "getting laid off"...those are the checklists now available.
But, so much financial planning concepts can be considered when deciding whether ...
Under consideration
Divorced Spouse / Surviving Spouse Social Security
Flowchart to show how to claim SS benefits for a divorced spouse and/or surviving spouse (widow/er)
Describe how you qualify, ages to apply, how to apply (in ...
Under consideration
Master Financial Planning Flowchart
A master flowchart of the many, many, many different planning considerations during a lifetime. Something similar to the "Reddit" spending plan flow cart that's been ...
Under consideration
Medicaid Planning
Which assets are allowed or not counted toward Medicaid? Spousal considerations when applying for Medicaid? How Medicaid works.
Under consideration
Widow/Same-Sex/Child Free Couple Checklists
We are looking to build checklists to address unique planning issues specifically for Widows, Child-Free Couples and Same Sex Couples.
These clients often have ...
Under consideration
Working with a clients Tax professional
A best practice list of questions to work with your clients CPA or tax professional. Questions to ask to help their tax planning and ways to get the CPA to help you ...
Under consideration
Should I Adopt the CalSavers Retirement Plan or Implement My Own Plan?
Should I Adopt the CalSavers Retirement Plan or Implement My Own Plan?
https://www.calsavers.com/
Under consideration
Important Numbers 2023 - Head of Household
Can you add a column for HoH? We have a niche for divorced clients and this would be a nice add
Under consideration
What to do when a loved one passes away
We need a worksheet to detail what needs to be done when a loved one passes. (I've seen the existing worksheets about losing a spouse or parent). I think this ...
Under consideration
Rollover considerations for those still working after 73?
Under consideration
Completing your w-4 mid year to adjust withholdings
Mid-year adjustments to withholding. Clients never remember how they filled out the original, so it is hard to make an adjustment other than just adding a dollar ...
Under consideration
Client Advisor or Advisory Team Transition Checklist or Workflow
Transitions of financial advisors happen often and having a checklist or workflow to guide advisors to transition client relationships from one advisor to the next ...
Under consideration
What Issues To Consider When Reviewing an Alternative Investment?
I am helping a client right now weigh the pros and cons of a couple specific real estate investment opportunities. A checklist that clearly requests certain ...
Under consideration
Money Market Funds vs Bank Rates
Default bank savings rates are woefully lower than you can get from a money market fund, i.e. PJLXX--JP Morgan Liquid Assets Money Market Funds.
Under consideration
Tax Qualified Plan management
Hi There - We recently started serving business owners as retirement plan advisors. It would be helpful to have a flowchart that applies to operating a tax qualified ...
Under consideration
What Should I Do With A Inherited Annuity?
Under consideration
Considerations for LGBTQ+ clients
Under consideration
Business Partner "Survivor" Checklist
It would be great to have a checklist for remaining business partners that just lost a business partner (similar to spouses/parent deaths) as to things they need to ...
Under consideration
Annual Gifting and Lifetime Exemption Gifts
It would be wonderful to have a tool that discusses gifting and the different attributes of annual gifting and gifting using one's lifetime exemption.
Under consideration
kiddie tax
I did not see anything that addresses the kiddie tax. Would be helpful to have that addressed.
Under consideration
You need a 'what do I need to do when I decide to get a 1099 side hustle' type piece
One of your clients say they want to start a business cleaning houses, but wants to be legit and not trigger an audit. What are the steps they should take? (Totally ...
Under consideration