Let us know what flowcharts and checklists you want to see us develop next.
What ongoing issues (financial and non-financial) should I consider during retirement
Similar and can be modified from the pre-retirement checklist (excellent) already available
Under consideration
Retirement Readiness Checklist for Plan Participants
checklist for annual check in with retirement plan participants with some customizable questions
Under consideration
Hiring A Financial Professional Checklist
I would love to see a checklist to hiring a financial professional. Example, check them out on broker check, understand how they get paid, services needed..etc
Under consideration
Retiring in 5 years Checklist
Under consideration
custodial account vs. 529
Can we put together a checklist/flowchart that shows why someone might want to open a UGMA or 529, or both for their child or grandchild?
Under consideration
Executor Checklist
Something we can hand to clients that are named as executor of someone's estate so they know what to do.
Under consideration
2026 sunset tax rate table comparison chart.
It would be great to have a tax table that compares what rates will be when they sunset in 2026 compared to the current tax law.
Under consideration
New Prospective Client
A flow chart for a prospective client detailing the process of discovery, planning, and on boarding. I realize every advisor does things a bit different but ...
Under consideration
Annuity Taxation
How are distributions (including RMDs) from a non annuitized annuity taxed?
Under consideration
Widow/Same-Sex/Child Free Couple Checklists
We are looking to build checklists to address unique planning issues specifically for Widows, Child-Free Couples and Same Sex Couples.
These clients often have ...
Under consideration
Considerations for Multiple Generations Living Under One Roof
• What kind of care will your aging parent need at home?
• How much personal assistance and supervision can you provide?
• Do you have someone at home who can help ...
Under consideration
Frank Duke NUA Method
The Regular NUA flowchart is great, can we get an identical replica for people completing the Frank Duke Method based off the PLR?
Under consideration
What Issues Should I Consider When I Reach Financial Independence Early?
I have clients in their early 40s who have reached FI, still have incomes, etc. The most interesting questions I'm getting now are around what they should be ...
Under consideration
Premarital or Prenuptial Discussions
Questions to work through with or for clients for discussing prenuptial agreements if one may be useful.
Under consideration
When I down size should I rent or own?
As clients retire and downsize sometimes they consider buying into a coop. Other times the rent at a senior community that will have services available down the road. ...
Under consideration
Good Money Habits to Build
See attached png image file.
Examples:
Pay yourself first: set aside income to invest for the future and benefit from compound returns (e.g. 401K out of sight, ...
Under consideration
Planning/next steps for client with terminal illness - expected death within 1-12 months
Estate planning documents review; beneficiary designations review; asset retitling; gifting; probate avoidance; tax planning; digital assets, accounts, social media; ...
Under consideration
Interactive PDF for IN PERSON meetings
Allowing the PDFs (without us doing the mods) to be interactive: check boxes etc. Also, the drop down text box to fill in pertinent information.
I use the ...
Under consideration
Downsize my home after the kids move out?
Families struggle with "update and stay" or "sell and downsize" as they become empty nesters. This would give a visual for areas of consideration
Under consideration
What to do when a loved one passes away
We need a worksheet to detail what needs to be done when a loved one passes. (I've seen the existing worksheets about losing a spouse or parent). I think this ...
Under consideration
kiddie tax
I did not see anything that addresses the kiddie tax. Would be helpful to have that addressed.
Under consideration
Things to Consider for a Safety Deposit Box or Physical Safe
Things to consider for Safety Deposit Boxes and storage of physical documents and property. Most banks are getting rid of safety deposits. We need to help our clients ...
Under consideration
Health Savings Accounts
Hi,
I have many clients that have HSAs but don't fully fund them through payroll deduction so they make a prior year HSA contribution before 4/15 and then deduct ...
Under consideration
Planning Ideas by Tax Bracket
At each tax bracket [by filing status] list what tax planning opportunities may apply. Or what tax break may exist [or penalty incured] within a tax bracket. For ...
Under consideration
Household Employee
Flowchart to determine if a worker is a contractor vs household employee
Under consideration
Contributing to Multiple 401(k) Plans
It would be helpful to have a flow chart on the rules for contributing to more than one 401(k) plan for those that are employed and also self-employed to maximum ...
Under consideration
Yearly Social Security Important Numbers Cheat Sheet
Would be awesome if we could put together an annually updated Social Security Cheat Sheet, much like the 2022 Important numbers, but focused solely on Social Security ...
Under consideration
Ownership of non-retirement assets
For working with clients in multiple states -- it would be helpful to have a reference that outlines the ownership options available and the pros/cons of each. For ...
Under consideration
When should I consider guardianship / conservatorship
Special Needs / Cognitive / Mental Health
Under consideration
Secure Act Flow Chart
I think it would be helpful to outline the rules for spouses/non-spouses in an easy to read chart.
Plus a lot of people seem to need reminders on Eligible ...
Under consideration
Do I Need A Financial Advisor
A Checklist and flow chart that can guide a person based on their need of needing a Financial Advisor based on what they want to do.
Under consideration
How will my pension be taxed?
This could include Military Pensions (some states tax and many do not), FERS Pensions, VA Disability Benefits, etc.
Under consideration
Decision tree when deciding about down sizing your residence.
Good for: empty nesters, surviving spouse, aging in place. How to help clients decide when it is time and how to go about looking for the right new residence. Could ...
Under consideration
What Issues Should I Consider When Preparing to Change Jobs
"Starting a job" and "getting laid off"...those are the checklists now available.
But, so much financial planning concepts can be considered when deciding whether ...
Under consideration
Divorced Spouse / Surviving Spouse Social Security
Flowchart to show how to claim SS benefits for a divorced spouse and/or surviving spouse (widow/er)
Describe how you qualify, ages to apply, how to apply (in ...
Under consideration
Master Financial Planning Flowchart
A master flowchart of the many, many, many different planning considerations during a lifetime. Something similar to the "Reddit" spending plan flow cart that's been ...
Under consideration
Medicaid Planning
Which assets are allowed or not counted toward Medicaid? Spousal considerations when applying for Medicaid? How Medicaid works.
Under consideration
Working with a clients Tax professional
A best practice list of questions to work with your clients CPA or tax professional. Questions to ask to help their tax planning and ways to get the CPA to help you ...
Under consideration
Should I Adopt the CalSavers Retirement Plan or Implement My Own Plan?
Should I Adopt the CalSavers Retirement Plan or Implement My Own Plan?
https://www.calsavers.com/
Under consideration
Important Numbers 2023 - Head of Household
Can you add a column for HoH? We have a niche for divorced clients and this would be a nice add
Under consideration
The Next 90 Days
There needs to be a checklist for the next 90 days after a death in the family. All the practical and pressing items that need to be done
Under consideration
How does WEP and GPO impact my/our social security benefits?
So many federal and municipal employees are affected by these two provisions and virtually none of them seem to understand how this affects Social Security for ...
Under consideration
Dynasty Trust flowcharts and checklists
Showing up in popular media and we are getting questions about the so called "dynasty" trust. Need explainer for clients.
Under consideration
Data Breach Checklist
With the increase in data breaches it might be helpful to have a checklist of things to do after a data breach. Change passwords, sign up with monitoring service etc.
Under consideration
Financial Checklist for those diagnosed with Dementia
One for single individuals and one for married couples. Bonus points for information for those diagnosed at a young age (like 45).
Under consideration
Should I Review my Existing 401k?
A flowchart, or checklist, of considerations for plan sponsors of existing retirement plans. The intention is to have a resource to serve as a conversation starter ...
Under consideration
What Issues Should I Consider When Starting a New Hobby?
All hobbies cost money. Therefore, tradeoffs should be considered. BUT! What about other risks, safety, insurability, relationships, time, etc? A nice checklist ...
Under consideration